Home Insurance And Acts Of God
In insurance circles, an act of God is a natural event that is outside the sphere of influence of human beings. For example, a lightning strike is an act of God because people can't control lighting. While lighting is a clear-cut example of an act of God, there are some cases that are not that explicit. Coverage Homeowner's insurance doesn't differentiate between acts of God per se. Most of the policies don't even identify some risks as such.