Collisions and break-ins are common threats that vehicle owners face, and fortunately, the damage caused by these scenarios is typically covered by auto insurance. However, less common situations, such as vandalism, leave many drivers wondering if they're protected. Learn more about how auto insurance companies handle instances of vandalism so that you know how to move forward. Coverage Matters Vandalism can range from someone intentionally breaking out the windows in your vehicle to someone keying the car door to a suspect spray painting the hood.