4 Main Things Home Insurance Covers
If you just are in the process of purchasing your first home, what homeowner's insurance actually covers can be a bit of a mystery. Home owner's insurance is designed to cover property damage, personal property loss, personal liability, and added living costs. #1 Property Damage One of the major things that homeowner's insurance is designed to cover is damage to your property. The damage to your property has to happen during a covered event, such as a hurricane or vandalism.